The phone rang and the caller ID showed a local number. Even though I’m aware of “neighbor spoofing”, a popular devious and fraudulent trick used by telemarketers, I uncharacteristically answered it instead of letting it go to the answering machine.
“Hello,” I said, which was followed by silence on the other end. I was about to hang up when a voice, obviously a recorded message reading from a script, said something to the effect that my credit was fine but I was to press 1 to contact a representative to setup a plan to pay off my credit card debt or I could lose my high credit rating. Continue reading